In partnership with NeighborWorks Montana, Headwaters RC&D offers in-depth information on all aspects of homeownership through a series of classes held throughout Headwaters economic development region on a bi-monthly basis. This is a great program for new and experienced home buyers, and provides a great opportunity to become a more educated home buyer.

​

The first step to creating successful homeowners is education. Educated homeowners stay in their homes longer, take pride in their properties, and have one-third less foreclosures. Headwaters offers Homebuyer Education Classes, an 8 hour course covering all aspects of the home buying process.

 

​

Homebuyer Education Classes

Headwaters RC&D offers its Homebuyer Education class in Butte several times throughout the year. Classes are 8 hours total and are typically held for 4 hours a day over two days. The purpose of the class is to teach potential homeowners about the process of purchasing a home. This is a great program for both new and experienced home buyers and provides a good opportunity to become a more educated home buyer and homeowner. The class is taught by HUD certified homeownership educators and other professionals from the community who provide presentations on a range of homeownership topics including:

• Choosing a lender and understanding loan products and terms

• Working with a real estate agent who really grasps your needs and price range

• Understanding the scope and value of home inspections

• Evaluating your credit and using credit wisely

• Budgeting for your household and determining affordability

• Choosing insurance policies

• Understanding the title insurance and closing process

• Maintaining your home so it continues to be an appreciating asset

 

Registration and Payment

 

Registration: Advanced registration is required. If you have questions, please contact:

Kelly Sullivan

ksullivan@headwatersrcd.org

 

If you have special needs such as those covered by the Americans with Disabilities Act please let us know and we can make accommodations for you.

​​

Special Statement

Headwaters RC&D is currently not staffed with a HUD-Certified Housing Counselor, and as such, we are not offering First-time Home Buyers classes at this time.  You may take an online course through Framework or e-Home.  Upon completion of that, please reach out to Naomi Valentine with Neighborworks Montana to be directed to a certified counselor who can assist you in getting your completion certificate. nvalentine@nwmt.org

​

​Thank you for your patience with us.  We expect to have a HUD-Certified Counselor in place in late spring 2025.

​

​

​

 

 

 

 

 

 

 

 

 

Online Education Options

You have two options for online homebuyer education: eHome America or Framework. While online education cannot replace the experience of an in-person class, both eHome America and Framework classes provide a comprehensive education on the homebuying journey.

​

In order to receive your homebuyer education class certificate of completion you will need to complete a one-on-one appointment with one of our HUD-certified housing counselors. This appointment can be done in person or over the phone and can generally be made to fit your schedule.

​

The content and topics are the same for both classes, but the delivery styles differ slightly. Feel free to choose the class that suits your learning style best. Both classes are HUD- certified, and both have adopted NeighborWorks America’s National Industry Standards.

 

eHome America

Click HERE to get started!

eHome is “more like an electronic textbook”, said one user. eHome has short videos that introduce concepts followed by text that further expand those concepts.

Class Costs $99

​

Framework

Click HERE to get started!

Framework is more like a storybook, following the homebuying journey of a prospective first-time homebuyer. Content is very interactive.

Class Costs $75